Najafi Q&A: Debt
lit 8/29/2026 · 7 entries · 0 followers · 0 likes
⚖️ Fiqh & LawJurist: Shaykh Bashir al-NajafiTopic: DebtMadhhab / school: Shia Ithna 'AshariyahSection: Treatments#fiqh#najafi#qa
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Recently, the phenomenon of procrastination in repaying debts by debtors to creditors has become widespread. Here are several issues we place before your Eminence, hoping for your answer, and with deep thanks: 1.What measures can a creditor take against a procrastinating debtor? 2.Does the creditor have the right to force the procrastinating debtor to repay the debt, even by force? 3.Does the creditor have the right to charge the procrastinating debtor the expenses of filing a lawsuit in court? 4.Does the justice of the procrastinating debtor fall away?
Answer
1: In the name of Allah, if the creditor knows that the debtor is capable of repaying the debt, he may exert pressure through social means, and if he is unable, then he may resort to official courts. Allah knows best. 2: In the name of Allah, physical force and verbal abuse (such as insults) should not be used. Rather, the creditor must adhere to what we previously mentioned. Allah is the Guide. 3: In the name of Allah, the answer is clear, but the creditor is not permitted to take more than his rightful due, nor is he permitted to charge the debtor the court expenses. Allah knows best. 4: In the name of Allah, if the debtor is capable of repayment and deliberately neglects it, then he is sinful (fāsiq). Allah knows best.